01603 300400
Your home/property may be repossessed if you do not keep up repayments on a mortgage. The FCA does not regulate some forms of Buy to Lets.

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Specialist Mortgages

Structured funding solutions for businesses and property investors.

Funding solutions tailored to your business objectives

Whether you’re purchasing commercial property, refinancing existing borrowing, or raising capital to grow your business, we provide clear, impartial advice to help you secure the right funding structure.

*This service is offered by referral to a third party.

The Financial Conduct Authority does not regulate Commercial lending or finance.

Unbiased and Unrestricted Residential Mortgage Advice

If you’re unsure of anything or just need some help please get in touch or fill in the form below and we’ll get in touch with you.

Commercial Finance Solutions

Structured funding solutions for businesses and property investors across Norwich and Norfolk.

Commercial Mortgages

Funding for offices, retail units, industrial premises and mixed-use properties — whether purchasing, refinancing or raising capital.

  • Owner-occupied and investment
  • Purchases and remortgages
  • Structured around business cashflow
  • This service is offered by referral to a third party

Semi-Commercial Mortgages

Finance for properties combining residential and commercial elements, assessed on rental profile and property structure.

  • Flats above shops
  • Mixed-use buildings
  • Portfolio refinancing options
  • This service is offered by referral to a third party

Bridging Finance

Short-term funding for time-sensitive purchases, auction properties, refurbishments or to bridge a sale and purchase.

  • Fast decision making
  • Light and heavy refurbishment
  • Clear exit planning

Development Finance

Stage-funded finance for new builds, conversions and major refurbishment projects, aligned to your build programme.

  • Ground-up and conversion projects
  • Funds released in stages
  • Support through to exit

How we help you secure the right commercial finance

4-step process

  1. 1
    Discovery call

    We understand your goals, timescales, property and business position.

  2. 2
    Options & affordability

    We model the numbers and outline suitable routes (term, rate, structure).

  3. 3
    Application & packaging

    We prepare the paperwork and present your case clearly to lenders.

  4. 4
    Offer to completion

    We keep everything moving with updates through to funds released.

Commercial Finance FAQ's

How much deposit is required for a commercial mortgage?
Lenders assess affordability based on business accounts, projected income, and the property’s income (if investment property). Each lender applies different criteria.
Lenders assess affordability based on business accounts, projected income, and the property’s income (if investment property). Each lender applies different criteria.
Yes. Many commercial properties are purchased through limited companies. Lenders will assess company structure, directors and trading history.
Commercial cases often take longer than residential mortgages due to valuation requirements and underwriting complexity. Early preparation helps reduce delays.

Mortgage Calculator

These figures are only illustrative. An assessment of your needs will be confirmed before a recommendation can be made. A Key Facts Illustration, which is personal to your circumstances, will be provided if a recommendation for a mortgage product is made

Mortgage details

Interest vs capital
Balance over time
Clear, impartial advice across mortgages, property finance, and protection, tailored to you.

Residential Mortgages

Advice on family income protection to help support your household’s finances over the long term, tailored to your circumstances.

Buy-to-Let Mortgages

Advice on business protection solutions designed to safeguard your business and key people, tailored to your needs.

Specialist Mortgages

Advice on relevant life cover, providing a tax-efficient way for businesses to offer life insurance to employees and directors.

Personal Protection

Advice on relevant life cover, providing a tax-efficient way for businesses to offer life insurance to employees and directors.